How long is the wait to apply for a new credit card after Personal Bancruptcy? - spanking file posts
I asked for Chapter 13 personal bankruptcy is 7 years. I asked myself: How long can you expect someone to acquire a new credit line, a 7 or 10 years? I say this because recently my co-workers of the bank sent me a pre-approved credit card application unsecured over the network. I was filled w / my personal data. Thought it was a stroke of luck then, after a week, suddenly a Brand spanking new credit card unsecured w / my name on it! Immediately afterwards, I went with another company credit card over the network, but he said it could not process my request at this time. Iv'e of the hole for 7 years have made you think you can ask for more new lines of credit? ... Any information or suggestions, we are very grateful to God Bless & One Million to thank you in advance!
Sunday, December 13, 2009
Spanking File Posts How Long Is The Wait To Apply For A New Credit Card After Personal Bancruptcy?
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5 comments:
First, why are you trying other on a credit card? Simply select the invite you have time and begin rebuilding your credit. If you get the credit, go to quicklyt, you could end up back in bankruptcy.
You must begin to build your credit slowly. Use the map that you can download, but not past limit.Make more than half of credit to pay the minimum payment on time each month. This will help to rebuild your credit card.
If you filed your BK seven years ago, did not show on your credit report for three years. Not everyone will be adopted with this part of your credit card. Those who are likely to be higher at an interest rate charged. You need at this slowly and try to creditors will be financially responsible for any occasion. After some time, will do so, you can get approved on the best interest rates.
When they see you try, a large amount of new loans at the same time creates a red flag for creditors receiveres. Every time you apply for credit, displays it on your credit report as a matter s. Not only the lowest scores, but do financially irresponsible creditors.
So just take and everything is good!
The problem is not the credit card and you do not. If you are with your spending and disciplined, as we know it will not be back to square one? An alcoholic drink may return for wine and all right? My conclusion is simple conversation with a credit counselor and make sure before you go in to credit cards.
In fact, I had to rebuild your credit almost immediately after the accident. I was bankrupt, and I wonder why my credit score is so low, even if I had paid everything in cash, and I had no new loans. I said, I build my credit back and apply for a credit card. Now I have a $ 30,000 and it was easier for me to include for a new house, and I live in a new home. It is necessary to build your credit again. Just do not forget that some of the credit card that allows people to apply themselves, the banks that have failed in. I have the same problem as you, where some banks have adopted me, and some banks that have no hold on me because of the failure the past. My bankruptcy was in 2000.
In fact, I had to rebuild your credit almost immediately after the accident. I was bankrupt, and I wonder why my credit score is so low, even if I had paid everything in cash, and I had no new loans. I said, I build my credit back and apply for a credit card. Now I have a $ 30,000 and it was easier for me to include for a new house, and I live in a new home. It is necessary to build your credit again. Just do not forget that some of the credit card that allows people to apply themselves, the banks that have failed in. I have the same problem as you, where some banks have adopted me, and some banks that have no hold on me because of the failure the past. My bankruptcy was in 2000.
also show how much credit tha page you requested could explain why the 2 you do not see cuz I have recently had a request for one and I .. If I were you, be careful as you finish, because before they could be back to square one and work invested in gettin 'out is not worth it .. I want to receive only a credit or 2 things and keep what you should not draw, but 7 years is a long time, do not becarefull a single problem, and good luck
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